What to look at when choosing a new home

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A flat or house can look perfect in the listing photos and still be a poor fit: an hour's commute, a bus every 40 minutes, lorries outside the bedroom window, a cellar that floods after heavy rain. Most of these things can be checked before you sign, and many of them cannot be fixed afterwards.

This guide goes through the points worth checking, in roughly the order you will meet them: the location, the environment, the building, the costs and the area's future. It ends with a viewing checklist and country notes for Austria and Spain, where the documents, fees and rules differ. It is general information, not legal or tax advice.

Location and daily life

Start with the routines you will repeat every day. A place that is 10 km from work can be a 15-minute or a 70-minute trip, depending on the roads and the connections.

Environment and risks

Environmental issues are rarely mentioned in a listing, yet they affect health, sleep and the value of a property. Official maps cover most of them.

The building and the home

The home itself determines your comfort and much of your running costs. Look beyond the fresh paint.

Costs beyond rent or price

Compare homes by their total monthly cost, not the headline figure.

Neighbourhood and future

You are choosing the area for years, so look at where it is heading.

Viewing checklist

Location data for your shortlist

Place Check's place pages summarise official location data for each municipality: population, everyday amenities, noise and traffic, natural hazards, connections and climate. See places in Austria and places in Spain. For a specific address, you can create a report with the same checks at that exact point.

Austria: rules and documents

Tenancy law (MRG): how much the Mietrechtsgesetz applies depends mainly on the age and type of the building. In older buildings it generally applies in full, and the rent is capped (usually the Richtwert rent of the province, for some old contracts the category rent). In many newer, privately financed buildings only parts of it apply and the rent can be freely agreed; detached houses are largely excluded. Since January 2026, index-linked rent increases are limited and apply once a year, and fixed-term contracts with a commercial landlord must run for at least five years (three years with a private landlord). Tenant advice centres can check a contract and the rent.

Betriebskosten: on top of the rent you pay running costs such as water, sewage, waste, chimney sweep, building insurance, management and cleaning. Where the MRG applies in full, only the costs it lists may be passed on, and the landlord must issue an annual statement by 30 June of the following year. Ask for the last statement before signing.

Energieausweis: listings must state the heating demand (HWB) and further energy indicators: since 1 July 2026 the final energy demand (EEB) and the energy efficiency class; older certificates may still be advertised with HWB and fGEE. The seller or landlord must show a certificate no older than ten years before you sign and hand it over within 14 days.

Natural hazards and noise: HORA shows flood zones and other natural hazards for any address; Lärminfo shows the strategic noise maps for roads, rail, air traffic and industry. Binding hazard zone plans are held by the municipality.

Grundbuch: an extract from the land register lists the owners, mortgages and easements such as rights of way. Anyone can order one online for a few euros through an authorised provider.

Deposit (Kaution): three gross monthly rents are usual; up to six are generally permissible, more only with a special reason. The landlord must keep it in an interest-bearing form and repay it with interest.

Agent's fee: for rentals, the Bestellerprinzip has applied since 1 July 2023: you only pay the agent if you commissioned them yourself. For purchases, buyer and seller usually each pay up to 3% of the price plus VAT.

Purchase costs: real estate transfer tax (Grunderwerbsteuer) is generally 3.5% and the land register entry fee 1.1% of the price, plus 1.2% of the loan for registering a mortgage, and notary or lawyer fees of roughly 1 to 3%. The temporary fee exemption for a first home ended on 30 June 2026.

Spain: rules and documents

Certificado de eficiencia energética: required to sell or rent; the energy rating must appear in every listing. A buyer receives a copy of the registered certificate and label, a tenant a copy of the label. A certificate is valid for up to ten years (five for a G rating).

Nota simple: an extract from the Registro de la Propiedad showing the owner, the property's description and charges such as mortgages or seizures. Anyone can request it online from the land registrars' official site for a few euros. Compare the description with the property and with the Catastro.

Cédula de habitabilidad / licencia de primera ocupación: proof that the home meets the habitability standards. The document and whether it is required vary by region and municipality (for example, a cédula in Catalonia and the Balearic Islands, a licence or a declaración responsable elsewhere). Without it, connecting utilities or renting out can be difficult.

Comunidad de propietarios: in apartment buildings, ask for the monthly community fee, the minutes of recent meetings and any approved derramas (special levies for works). The seller must declare in the deed whether the community fees are paid; ask for the administrator's certificate, because a buyer can be liable for some of the property's unpaid fees.

IBI: the annual municipal property tax, set by each ayuntamiento. Ask for the last receipt. When selling, the seller usually pays the municipal plusvalía tax.

Renting: for a long-term home rental under the LAU, the statutory deposit (fianza) is one month's rent; additional guarantees are capped, at two months' rent for standard long-term contracts. Contracts run for at least five years (seven if the landlord is a company) if the tenant wishes. Agency and contract fees cannot be passed on to the tenant. Rental law was amended again by decree-law in October 2026 (pending parliamentary confirmation at the time of writing), so check the current text.

Purchase taxes: a resale home pays ITP (transfer tax), set by each comunidad autónoma, commonly between about 6% and 10%, with reduced rates in some regions for young buyers or primary homes. A new home bought from the developer pays 10% VAT (IGIC in the Canary Islands) plus stamp duty (AJD), also set by the region. Add notary, registry and, if used, an agency fee.

Flood zones: the SNCZI map viewer shows flood-prone areas for different return periods. Along the Mediterranean, dry riverbeds (ramblas) can flood suddenly after heavy rain.

Building inspection (ITE / IEE): many municipalities and regions require older buildings, often from around 45 to 50 years, to pass a periodic technical inspection; the building evaluation report (IEE) also covers accessibility and energy. Ask whether it has been done and whether it found defects that will lead to derramas.

Frequently asked questions

How many times should I visit before deciding?

At least twice, at different times of day, ideally once on a weekday evening. Noise, parking, light and the commute all change during the day, and a second visit shows things you missed the first time.

Where can I check flood risk for an address?

In Austria on HORA, in Spain on the SNCZI flood map. Both show official flood zones; a Place Check report also includes them for the exact address.

What documents should I ask for before buying a flat?

The energy certificate, the land register extract (Grundbuchsauszug in Austria, nota simple in Spain), the latest running cost or community fee statement, recent owners' meeting minutes and information on planned works or special levies. In Spain also the IBI receipt and, where required, the habitability certificate.

How much should I add to the purchase price for costs?

As a rough guide, in Austria about 6 to 7% without an agent and around 10% with one (transfer tax 3.5%, land register 1.1%, notary or lawyer, agent up to 3% plus VAT), plus 1.2% of any mortgage loan. In Spain about 7 to 12% for a resale home, mostly ITP, which depends on the region. Check the current rates before you sign.

Sources

General information, not legal or tax advice. Rules change and can differ by region; check the official sources before you sign. Last updated: 11 November 2026.